Financial Resources

Financial Resources

There are a number of resources available for individuals and families that give information and assistance for everything from savings to investing.  Listed below are various extenal websites which provide more in-depth information on a number of helpful topics. 

Federal Reserve 

http://federalreserveeducation.org/

The Federal Reserve Education website is a collection of resources from across the Federal Reserve system.  It includes resources for educators, the public, and more. 

 

My Money

http://www.mymoney.gov/

The 21 Federal entities that compose the Financial Literacy and Education Commission provide the materials that are available via this website and the 1-888-MyMoney hotline.  Content is organized by where you are in life ("Life Events"), who you are ("My Resources"), and by specific hands-on tools ("Tools").

 

Practical Money Skills

http://www.practicalmoneyskills.com/personalfinance/

Improve your financial future by gaining a better understanding of a broad range of personal finance topics, including creating a budget, saving for retirement, and using credit wisely.  These tools, resources, and tips can help you build strong solid money management skills that will serve you today and for years to come!

 

Managing Your Credit

http://www.shopsleuth.com/resources/managing-your-credit

You might not think about your credit much until you try to get a loan or enter into a service contract.  It's disappointing to find out that the new home, car, trip, phone, or whatever you've been coveting, will be denied to you because of bad credit.  Look to these tools and resources to help understand your credit, how your credit score is calculated, and how to avoid and eliminate debt. 

 

Affordable Colleges Onliine: Accredited Online Programs in Wisconsin

http://www.affordablecollegesonline.org/online-colleges/wisconsin/

Today, many of the most established not-for-profit state colleges and national universities have launched programs that provide flexibility and lower tuition prices for students.  Browse this database for a unique list of accredited nonprofit institutions offering online programs, spotlight interviews with college deans with the institutions philosophy on online learning, and direct links to the specific online departments of each campus.

 

Financial Advice for College Graduates

https://www.fundera.com/resources/financial-advice-every-graduate-needs

This guide covers aspects of financial literacy for new college graduates.  Topics inlcude finding a job, dealing with student loans, establishing savings accounts, keeping a good credit score, retirement, and more. 

https://www.monster.com/career-advice/article/how-to-find-a-job-after-college

Follow the steps listed in this article to help launch your first job search and kick-start your career.

 

Accounting and Personal Finance Basics

http://www.ignitespot.com/accounting-and-personal-finance-basics

Accounting plays an important role in many different aspects of life, from private endeavors, to the public sector.  Much of the information used in personal finance involves accounting and it is important for all people, not just accountants or business owners, to have a basic understanding of accounting.  To learn about some of the basics of accounting and personal finance, consult the website listed above.

 

Annuities

annuity.org/annuities/types/

annuity.org/cash-value/future-value/

Information about the different types of annuities, the tax implications involved in owning one, and how to handle a structured settlement is available on these websites.  

 
Banking

Federal Reserve Board

Find information on consumer related topics, such as credit and debit cards, credit reports, and deposit accounts. 

 

FDIC

Learn about deposit insurance and access additional consumer resources. 

 

Securities

Financial Industry Regulatory Authority

Build your financial knowledge and protect your investments from fraud. 

 

Debt

Debt Help

Find ways to help understand and manage your debt.

 

Money Smart Week

Money Smart Week® is a public awareness campaign designated to help consumers better manage their personal finances.  This is achieved through the collaboration and coordinated effort of hundreds of organizations across the country including businesses, financial institutions, schools, libraries, nonprofits, government agencies, and the media.  These groups come together once a year to stress the importance of financial literacy and inform consumers about where they can get help.  The effort was created by the Federal Reserve Bank of Chicago  in 2002.  

Money Smart Week® aligns with United Way of Kenosha County's desired outcome that centers on individuals demonstrating management and acquisition of assets.  This week also correlates to the work done through the Volunteer Income Tax Assistance (VITA) Program.